FINANCING BASED ON THE QUALITY OF YOUR COMPANY’S PRODUCTS, SERVICES, AND BEHAVIOR

TREFI PROVIDES SALES FINANCING AND INCREASES YOUR SUPPLIER CREDIT

INVOICE FINANCING

Trefi places your company in constant contact with Trefi Financiers that will offer funds for your invoices based on their value and your customers’ satisfaction.

A day after sending your invoices through Trefi, a percentage of them will be available to your company as working capital funds.

Trefi measures your customers’ satisfaction and considers:

  • Terms of payment
  • Invoice acceptance
  • The ability to solve any delivery controversies

Meanwhile, your invoice value grows when:

  • Your customers are in or use Trefi
  • Your sales grow
  • You gain more customers

Trefi’s tools help you sort out all of your pending administrative details so your company can focus on growing sales and customer satisfaction.

And, as these indexes are considered to enable financing for your company, you can start by receiving an average value of 67% of your invoices but extend it up to 95% when you optimize your management with Trefi.

SUPPLY CHAIN FINANCING

Sometimes, your projects need a larger cash flow than your suppliers’ credit and payment terms may allow. With Trefi, you can also finance your purchases in order to extend them, meeting both your suppliers’ and company’s needs.

Optimize your businesses’ cash flows. By incorporating your purchases and sales in Trefi, your company, clients, and suppliers receive the resources they all need to grow.

Trefi Financiers are banks, funds and credit unions that provide capital financing through Trefi. They differ from each other by their price, average advanced payments, security and services.
Trefi provides financing for SME’s through the purchase of your company’s invoices by Trefi Financers. This process is commonly referred to as factoring.

Financing is available the day after a company sends their invoices through the Trefi platform, and is represented as a percentage of the total invoiced amount.

Trefi also provides the tools that SME’s need to manage their businesses, solve and work out issues, and access more resources beyond the larger working capital funds they need in order to grow.

A company can send all its invoices through Trefi’s platform as soon as they’re registered and accepted as a Trefi Financing client. These invoices are kept on a virtual financeable “basket” that Trefi’s Financing system will provide with optimized purchasing offers that are detailed as:

  • The invoices’ financeable amount, out of the total invoice value.
  • The initial purchasing price: the amount a company will receive after accepting an offer for an invoice that allows it to continue its focus on business
  • The deferred purchase price: the remaining part of an invoice’s financeable amount, which will be received when the invoiced customer fulfills its debt on Trefi
  • The financier’s commission
With Trefi, you get to choose the amount of financing that your company needs and how much forwarded money you actually use. And, because Trefi is designed to promote business development, you’ll always receive the best possible financing costs.
Trefi’s financing prices are determined by Trefi’s Financiers’ offers.

Trefi Financiers may charge a direct commission on the financed amount, or propose a mixed offer that can be a sum of both a commission on financed amounts and a specific interest rate on total turnover. They usually vary between a yearly 3% to 9%, but will vary depending on a company’s behavior, total invoices emitted, and the market.

We are constantly working on making financing even more affordable for companies.

The Trefi promise is to provide SME’s with faster access to financing at a lower cost than traditional credit systems. As more SME’s participate in the Trefi platform, Companies and Financiers receive better, more symmetrical business information that will improve offers and yields for both.

THE CURRENT SITUATION

TRADITIONAL FINANCING

  • Financing based on line of credit with a limit
  • Designed for companies with larger cash flows and collateral
  • Reactive
THE NEW FINANCING MODEL

TREFI

  • Performance-based financing
  • Designed for companies based on the quality of their products, services, and behavior
  • Provides a digital coach to improve business performance
LEARN MORE ABOUT TREFI’S TOOLS
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THE TOOLS AND FINANCING YOUR COMPANY NEEDS TO GROW

Choose which Trefi tools to use or connect them to your company’s existing systems and ERP. Expand your business with Trefi today!

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